Privacy as
Infrastructure.
The first privacy-first authorization-based onchain neobank.
Users prove permission to spend, not ownership of funds.
No public balances. No wallet addresses. Just compliant, private payments.
ShadowPay replaces public wallets with Zero-Knowledge Login credentials.
Authenticate securely without exposing your IP or identity. Read Whitepaper
The Paradigm Shift.
From glass houses to steel vaults.
Traditional blockchains treat privacy as an afterthought. We treat it as the foundation. See how ShadowPay redefines the onchain experience.
Transparent Chains
In the old world, your balance is public. Your history is permanent. You are exposed.
Shielded Pools
ShadowPay pools funds invisibly. Authorization proofs replace account balances.
Private Neobanking
Spend, store, and transact with the ease of a bank and the privacy of cash.
The Infrastructure of Privacy.
Three pillars that define the ShadowPay architecture.
Designed for sovereignty without complexity.
ZK Identity
Login with Google or Email. No private keys to manage. Identity is verified but remains completely private via zero-knowledge proofs.
Shielded Liquidity
Funds are pooled in a shared anonymity set. Your on-chain balance is effective null. Privacy by default, not as an option.
Invisible Execution
Relayers handle gas fees and transaction routing. You simply authorize payments. No wallet addresses, no trace.
The technology of
sound money.
Identity & Auth
ZK Login & Credential Issuance. No private keys to manage.
Privacy Liquidity
Shielded Pools & UTXO Model. Your on-chain balance is null.
Execution Layer
Relayers & Gas Abstraction. Invisible routing for every tx.
Settlement Layer
Stablecoins & On-chain finality. 1:1 backed assets.
Private for you.
Compliant for them.
Merchants receive standard stablecoins. Zero friction, zero regulatory baggage.
Clean Settlement
Merchants receive standard USDC/USDT. No taint, no history, just value.
100%
Regulatory Compliance
< 2s
Settlement Time
Powered by $SPAY.
Aligned incentives for a privacy-first economy. Earn, govern, and transact.
Relayer Incentives
Relayers earn $SPAY fees for processing ZK proofs, maintaining the privacy anonymity set for all users.
Governance Rights
Participate in DAO decisions used to update verification keys, spending limits, and compliance policies.
Fee Shielding
Spend $SPAY to pay for transaction fees at a discount, decoupling your stablecoin balance from gas costs.
The path to
default privacy.
A phased approach to building the first compliant, authorization-based neobank on-chain.
Establishing the foundation. ZK Login, Shielded Pool, and Relayer Network on Sepolia Testnet.
Implementing daily limits, merchant whitelisting, and automated audit reports for safe spending.
Launch of $SPAY token, decentralized relayer network, and multi-chain privacy support.
Advanced financial extensions: Recurring payments, private payroll, and institutional treasury.
